Together, regional banks can match the international reach of global banks while maintaining the personalized service and relationships that are your competitive advantage.
The Challenge Regional Banks Face
Regional and community banks struggle to serve customers with global banking needs because they lack extensive correspondent banking relationships worldwide.
When customers need international wire transfers or trade transactions, you must rely on larger upstream banks who:
- •May refuse to support trade services
- •Can reduce credit lines or eliminate relationships without warning
- •Often bundle trade services with more profitable offerings
- •Create dependency and service interruptions that hurt your customers
The CoLedger RMA Directory
A secure, member-only directory that connects regional banks’ existing international relationships, transforming individual limitations into collective strength.
How It Works
A simple, secure process that connects your bank with a nationwide network
01
Secure Directory
Member banks upload their established SWIFT correspondent banking connections (RMAs) to a secure, encrypted platform with dual authentication.
02
Easy Search
Query by country or SWIFT code to find which member banks can route transactions to specific destinations worldwide.
03
Direct Connection
Access contact information for immediate collaboration between banks. No middlemen, no delays.
04
Shared Network
Together, member banks create broader international reach than any could achieve alone, with quarterly updates to keep connections current.
Membership Benefits
Unlock powerful advantages that strengthen your institution and expand your market presence
Reduced Dependency
Less reliance on large upstream banks for international transactions. Maintain control of your customer relationships without bundled service requirements.
Service Continuity
Multiple routing options ensure customer service isn’t interrupted when upstream banks reduce credit lines or eliminate relationships.
Revenue Generation
Earn modest fees helping route transactions for peer institutions while expanding your service offerings to customers.
Competitive Advantage
Collectively serve international clients that larger banks often ignore. Match the reach of global banks with personalized service.
Risk Mitigation
Diversified relationships reduce exposure to single bank decisions. Build resilience through a network of trusted partners.
Collaborative Network
Join a community of regional banks working together to strengthen collective international capabilities.
Bank-Grade Security & Simple Access
Enterprise security meets ease of use
Enterprise Security
- Dual authentication for all access
- End-to-end encryption
- No transaction data stored—only routing capabilities
- Actual transactions stay in secure SWIFT channels
Membership Model
- Annual subscription for network access
- Quarterly updates to keep connections current
- Dedicated onboarding and support
- Access to exclusive networking events
Exclusive Member Perks
Additional benefits included with your membership
- Dual authentication for all access
- End-to-end encryption
- No transaction data stored—only routing capabilities
- Actual transactions stay in secure SWIFT channels
- Annual subscription for network access
- Quarterly updates to keep connections current
- Dedicated onboarding and support
- Access to exclusive networking events
Schedule a Demo
Have questions or need more information? Fill out the form below to get in touch.