A Banking-Industry Solution for What’s Already Happening
CoLedger formalizes and professionalizes the correspondent banking collaboration that banks need—expanding access to international markets for institutions of all sizes.

CoLedger addresses the reality of correspondent banking de-risking while creating strategic opportunities for the industry.

We handle the correspondent relationships large banks have systematically withdrawn from—not always the profitable ones you want to keep.

Creates more sophisticated smaller bank clients and expands international trade access for institutions of all sizes.

Brings informal peer-to-peer collaboration into structured framework to identify coverage gaps.

Smaller banks serving small exporters today will need more sophisticated trade finance, and supply chain services tomorrow.
For some basic letter of credit routing, CoLedger will provide an alternative to using large bank correspondents. But ask honestly:
If the answer is no—and for most large banks it is—then CoLedger serves a market you’ve already chosen not to prioritize.
We’re not taking business you want; we’re organizing business you’ve decided doesn’t fit your strategy.
BAFT advocates for preserving correspondent banking relationships, promoting financial inclusion in international trade, and supporting the vital role non-global banks play in the global financial system.
CoLedger directly advances these objectives by providing a structured, compliant framework that enables smaller institutions to participate in cross-border banking—without requiring large banks to maintain unprofitable correspondent relationships.
BAFT’s regulatory advocacy focuses on sustainable correspondent banking. CoLedger demonstrates a market-driven solution that complements policy efforts.
BAFT provides training on compliance and best practices. CoLedger embeds these standards into operational infrastructure.

A banking-industry solution for correspondent banking collaboration
CoLedger aligns with industry priorities for correspondent banking preservation, financial inclusion, and supporting regional and community banks in international trade.