Let’s Discuss CoLedger

We’re committed to transparency and addressing any concerns from the banking community

A Collaborative Approach

CoLedger emerged from BAFT Regional Bank Committee discussions as a response to a real market problem: the systematic withdrawal of large banks from low-margin correspondent relationships.

We believe this solution strengthens the entire banking ecosystem, and we’re committed to working with large banks to ensure CoLedger complements rather than competes with your strategic priorities.

How to Connect

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General Inquiries

For general questions about CoLedger

[email protected]

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Large Bank Partnerships

Discuss strategic collaboration opportunities

[email protected]

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Industry Stakeholder Inquiries

For banking industry association representatives and board members.

[email protected]

Questions We’re Ready to Address

How does CoLedger ensure it doesn’t cannibalize profitable correspondent relationships?

We focus exclusively on sub-scale transactions and markets where large banks have already withdrawn. Our transaction size thresholds and market focus are designed to serve abandoned segments, not compete for profitable business.

What compliance standards does CoLedger maintain?

CoLedger promotes adoption of SWIFT messaging standards, Wolfsberg compliance frameworks, SWIFT KYC Registry integration, and standardized documentation—helping smaller banks adopt industry best practices and become more attractive correspondents.

How can large banks partner with or sponsor CoLedger?

Large banks can sponsor memberships for regional bank clients, integrate with CoLedger to identify growth opportunities, and use aggregated data to understand market dynamics—all while maintaining strategic relationships.

What happens if large banks oppose CoLedger?

The collaboration CoLedger formalizes is already happening informally through email chains, phone calls, and personal networks. Without a structured solution, regional banks will continue these ad-hoc arrangements or turn to fintech providers—both of which are less transparent and harder to regulate.

Let’s Find Common Ground

CoLedger is designed to strengthen the correspondent banking ecosystem, not fragment it. We believe there’s an opportunity for collaboration that benefits regional banks, large banks, and the industry as a whole.

We welcome the opportunity to discuss concerns, explore partnership opportunities, and demonstrate how CoLedger complements your strategic priorities.